Good experiences are everything with your church's app. Want to learn more about how to avoid overpaying for your church’s online giving solution? Kiosk? Helping the church through technology and innovation is in our DNA and we're determined to create world class online and mobile giving tools for you. These four organizations make it possible for a giver to donate money from their bank account to your church, including: Here’s a brief overview of these organizations. Processing rates are lower for donations made through ACH (also referred to as “electronic check”)—typically around 1%—because no credit card fees are incurred. 4.9% for platform fee and 2% + $0.30 per transaction for processing These new features will take your church growth experience to the next level. Online? Jesse Wisnewski is the marketing director at Subscribe and get a copy of our book "Unleash Generosity". Some giving solutions are willing to lower their clients’ processing rates as their donation volume increases, but most of these giving solutions require lengthy negotiations. Privacy  |  Terms of Use. Set up unlimited funds to support your various ministries, from a building fund to mission trips. Live chat? Because per-transaction fees are small and fairly standard across giving solutions, it’s the type of fee you need to be least wary about. To do this, we’ve created a proprietary security system and employ a team of people to ensure donations made to your church are highly-secure. Why is a fee charged when I donate online with my debit/credit card or bank account (ACH)? You need an online giving provider who will keep their pricing low and straightforward, as well as provide you with the additional features you need to efficiently manage your giving. To support your church during the COVID-19 pandemic, we're giving you our lowest processing rates. Then there’s a good chance you’ll lose their financial support. Click here to get started for free at, Online giving has grown 17% since 2016 (Blackbaud Institute), Growth in online giving to religious organizations outpaced other methods of donations (Giving USA), Faith-based organizations received an average online donation of $34.72 in 2017 (Giving USA), 24% of online donations were made with a mobile device (Blackbaud Institute), Online contributions made to churches in the United States nearly doubled from 12% in 2015 to 22% in 2017 (Dunhamn+Company), What’s the best online giving provider for your church, 2.9% + $0.30 per credit/debit card transaction, A donor contributes $100 to your church with a debit card, The fee to make this donation with their debit card is $3.20 (2.9% + $0.30). Monthly subscription fees are the number one factor that will increase your effective rate, so it’s wise to avoid giving solutions which charge them! For online giving, a payment gateway, such as Stripe, CardConnect, and Braintree, processes your donation, secures your data, and sends the request to your issuing bank for approval (or denial), and then has it delivered to your church. That’s right. Get 6 months of premium online and mobile giving rates with no subscription fees. Understand your church's engagement like never before. We’re not the only business in town with this business model. To manage your church, prepare for your worship service, and make disciples, you use a variety of tools and software, which means it’s vital for everything to work well together. You put a lot of effort into creating your identity. What you’ll get with Subsplash Giving: $0.30 per donation made with credit and debit cards. At, we work with a payment gateway to optimize your online giving to increase your giving, support your mission, and advance the Kingdom of God. In order to utilize all of the features of this web site, JavaScript must be enabled in your browser. It’s fun to deliver tools you need and use. At, we use what is called a pay-as-you-go business model. Ministry-minded pastors and individuals built Connect with a Subsplash ministry consultant today! Before getting into the specifics, let me clear away a few things at Here’s how much it actually does cost to use online or mobile giving with This pricing is simple and straightforward. Phone? At, this isn’t the case at all. Processing fees can be complicated. Copyright 2020 Faithlife, LLC. From paying for groceries (product) to getting a haircut (service), you will incur a processing fee when you use your debit/credit card. Churches realize that people — their members — bank online, buy their coffee or take a cab with an app, and check in at the gate using their mobile phone. These savings highlight how important it is for churches to take all the costs associated with online giving platforms into consideration before choosing one. 80% of folks online have a smartphone — a device that allows them to get online and find information, read books, check email, pay bills, shop, get directions, manage finances, buy coffee, take a cab, and so much more. There are two big reasons why this is the case. To do this, we landed on a simple and low price usage fee to do three things for you: Even though we make giving easy, it’s actually really complicated behind the scenes. Click here to get started for free at Discover the strategies your church needs to know to go digital and thrive in this free guide. Check out's all-new church app analytics interface! Thanks to GrowCurve™, the processing rates of Subsplash Giving users automatically and continuously falls as their donation volume increases—no negotiation required. Offers the lowest fees for churches receiving under $7,500/mo in online gifts. Here are a few key questions you need to ask: Don’t have an online or mobile giving provider? Looking for help? No contract or credit card required. With SimpleGive, online giving is easier than ever before. Every once in a while (read: almost never), the team gives us (the devs) the microphone for a few short minutes. Practically speaking, for your church, here’s one example of how it works: At, you can encourage givers to cover the processing fee when they make an online donation. If your church processes more than $25,000 per month, please contact us for special rates. If your effective rate is 3–4%, consider negotiating for a better processing rate or finding a lower-cost giving platform. This enables giving solutions to increase their profits while offering the appearance of savings through attractively low processing rates. Email? Additional insights into calculating and identifying bad effective rates. To help your church think through the costs (and benefits) of online giving, I’m going to talk about: Processing fees are technically complicated. But it’s typically mentioned before someone donates. Some would even say it’s painful. Founded in 2004, Cornerstone Community Church is a young church located in the rural mountains of Virginia. Master the most powerful church software in the world. If you process less than $10 in monthly processing fees (which is roughly $300 in gifts based on 3% debit/credit or 1% ACH), you will be subject to the $10 monthly minimum. Click to see how they grew giving with! Questions? The online and mobile giving provider you choose isn’t all about the processing fees. * If you process less than $10 in fees per month (approx. There are a myriad of small fees that many giving solutions charge that churches should watch out for. That’s right! Sign in to create or select your church group. has a new and improved giving form. Where your church’s money goes when you pay your online giving provider. Plans start at $0 per month! No Contracts. Not sure if your church needs an app? $300 in giving), your account will be charged the remaining portion of the $10 fee. Read here! We'll explain what you need to include, how it will help & 15 great donation page examples. Knowing the effective rates of two giving platforms with very different pricing structures—for example, one with a monthly subscription fee and a low processing rate, and another with a higher processing rate plus batch and PCI compliance fees—allows you to make accurate cost comparisons between them. As an online and mobile giving software provider, this isn’t something we can avoid. Be up and running fast. (Processing rate, monthly fees, per-transaction fees, additional fees like batch and PCI compliance fees). Online donations are processed by Stripe—an easy-to-use payment processor with no additional setup fees, monthly minimums, or cancellation fees. Manual? If your effective rate is higher than 4%, make a change as soon as possible. Click below to create an account and get started. Said another way, you don’t have to pay for anything unless you use the services. But we can’t stop there … great companies grow by looking for new ways to serve and bring value to their customers! Producing giving statements for your members/donors is important work, but it’s tedious and time consuming for all involved.